Calculator for Loan / Legal
Privacy
Policy.
Effective as of June 10, 2026
Calculator for loan: EMI
(com.ph.calculator.finance.smart.tool)
GARFIELD 411, LLC built the Calculator for loan: EMI application as a free utility for calculating loans and estimating credit limits. The Service is made available at no cost and is supplied on an "as is" basis.
This page describes how we collect, use, and disclose personal information when you choose to access or use the Service.
By using the Service, you agree that information may be collected and used in accordance with this policy. We use the personal information we collect to provide and enhance the Service, and we will not use or disclose it except as described in this Privacy Policy.
Any capitalized term not defined in this Privacy Policy has the meaning assigned to it in our Terms & Conditions, which are available in Calculator for loan: EMI.
Information Collection and Use
We may request certain personally identifiable information, including Location, to provide you with a better Service experience. Information requested by us will be retained and processed as explained in this Privacy Policy.
The Application incorporates third-party services that may collect information that can be used to identify you.
You can review the privacy policies of third-party providers used by the Application through the link below:
- Google Play Services
Log Data
When the Service encounters an error, third-party products may enable us to collect data and information from your device, referred to as Log Data. This data may include your device's Internet Protocol (IP) address, device name, operating system version, the Application configuration in use, the time and date of your access, and other statistics.
Cookies
Cookies are small files of data that are often used as anonymous unique identifiers. They are sent to your browser by websites and saved in your device's storage.
This Service does not use cookies directly. Third-party code and libraries within the Application may, however, use cookies to collect information and improve their services. You can choose whether to accept or refuse cookies and whether to receive notice when a cookie is sent to your device. Refusing cookies may prevent some parts of the Service from functioning.
Service Providers
We may retain third-party companies or individuals for the following reasons:
- To support the provision of the Service;
- To provide the Service on our behalf;
- To perform tasks related to the Service; or
- To assist us in analyzing use of the Service.
These third parties receive access to your personal information solely to perform the work assigned to them on our behalf. They are obligated not to disclose that information or use it for another purpose.
Security
We value the trust you place in us by providing personal information and use commercially reasonable safeguards to protect it. However, no method of transmission over the Internet or electronic storage is entirely secure, and we therefore cannot guarantee absolute security.
Children's Privacy
The Services are not intended for anyone under the age of 18. We do not knowingly collect personally identifiable information from persons under 18. If we discover that a person under 18 has submitted personal information, we will delete it promptly. A parent or guardian who learns that a child has provided us with such information should contact us so we can take appropriate steps.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. You should revisit this page periodically, as any changes will be posted here.
This policy is effective as of June 10, 2026.
Contact Us
If you have questions or comments about this Privacy Policy, reach us at customerservice@calculatorforloan.com.